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Our mission is to develop strong, trusting partnerships with every client to best protect their ever-changing needs.

LR WINDSOR, founded in 2003 by Todd Johnson, was named in honor of his late father, Lawrence Robert. Helping guide our clients in planning for life’s expected, and unexpected, events was vital to the company’s inception. We have been able to expand our capabilities by adding new products and services designed to fulfill our approach of being a comprehensive and holistic resource for our clients.

LR WINDSOR continues to grow thanks to the dedicated team that works tirelessly to uphold our mission. We have built many trusted and long-lasting client partnerships and hope to continue that in the years ahead.

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Recent News & Updates

Do You Need an Insurance Agent? 15 Signs It Might Be Time

Posted: June 4, 2026

Having a knowledgeable and responsive agent in your corner is critical to helping make sure your insurance keeps up with your unique life situations. They understand everyone has different insurance needs, which adds value to the human touch they offer. While buying insurance directly online can seem like a convenient way to obtain coverage, life’s realities can make the task more complex. Agents also understand...

5 Common Business Insurance Gaps

Posted: May 19, 2026

Many businesses carry insurance but still face coverage gaps when a claim arises. That usually does not mean the business had no insurance at all. It means the policy in place did not match the loss that occurred. A company may have general liability coverage but no protection for a professional mistake. It may insure a building but not carry enough coverage for storm damage,...

4 Ways Telematics Can Impact Car Insurance

Posted: May 16, 2026

Telematics is technology that tracks driving behavior via a mobile app, a plug-in device, or a built-in vehicle system. Insurance companies may use that data to better understand how a person drives in real-life conditions. Instead of solely factoring age, vehicle type, ZIP code, and claims history, some insurers also evaluate driving habits. That can create savings opportunities for some drivers, but it can also...

Do I Need Multi-State Car Insurance for Out-of-State Coverage?

Posted: May 11, 2026

In most cases, the answer to this question is “no.” However, some states may have different requirements for showing proof of insurance and different insurance requirements than what your policy provides. In those cases, as a nonresident, your policy will automatically be increased to meet the minimum amount and type of liability coverage required by that state’s law should you be in an accident. Blog...

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
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